We carry you through any stormy financial weather
The loans that we offer

Other Requirements

  • Copy of ID of applicant
  • Original pay-slip
  • Confirmation of employment

Requirements from Guarantor

  • Copy of ID of applicant
  • Certified copy of pay-slip
  • Confirmation of employment
  • Proof of residence
  • Whether you are into farming, Order financing or have a small business, Agribank MicroFinance offers micro saving and micro lending products and services to help your enterprise grow.
  • Open an Agribank MicroSaver Account
  • Repayable by monthly installments for a maximum tenure of 6 months
  • Viable business operating for a minimum of 6 months or a complete business cycle
  • Minimum age of 18 years and maximum of 65 years
  • Security pledge required
  • Whenever you have an urgent need for money and are employed, enjoy a MicroFinance Salary Based Loan.
  • Up to a of maximum $25 000.00
  • Repayable by monthly installments for a maximum tenure of 12 months
  • Salaried guarantor is a must
  • Confirmation of Employment is needed
  • Security pledge required
  • Current Payslip
  • 3 months Bank Statement
  • Letter of Undertaking from Employer
  • Salary based,
  • Tenure 3 months. To be paid in 3 monthly installments
  • Parent/guardian applies on the basis of School fees invoice
  • Consumer loan interest rates are applicable
  • Establishment fees
  • The Bank remits the full school fees to the school together with a schedule of the beneficiary students
  • Establishment fees of 4%
  • Interest rate of 3.5% per month
  • Payment frequency: monthly
  • Applicant must be salaried
  • Applicant brings latest payslip
  • Applicant must maintain operating account with Agribank
  • No arrears on current loans
  • Insurances as per current consumer loans policy
  • Top up after three months.
  • These are loans to schools, colleges and universities
  • Audited financial statements for the school 2-3 years
  • Cashflows
  • Resolution to borrow
  • Quotations
  • Bank statements if client was not banking with Agribank including bank report
  • Establishment fees of 4%
  • Interest rate of 3.5% per month
  • Payment frequency: monthly
  • Applicant must be salaried
  • Applicant brings latest payslip
  • Applicant must maintain operating account with Agribank
  • No arrears on current loans
  • Insurances as per current consumer loans policy
  • Top up after three months.
  • For the outgoing graduate teachers, (ready for deployment)
  • Graduate to provide official proof of deployment.
  • Students to open or activate their student accounts into normal accounts that will be used as salary accounts.
  • Specific purpose is to pay off tuition fees to the college, payable directly to the college either by an internal funds transfer or RTGS.
  • Dispensation to be granted to disburse before the first salary goes through
  • Grace period before instalment deduction shall be 3 months
  • The first three instalments are charged zero % interest
  • There is a loan amount maximum
  • Tenure shall be 15 months
  • Be guaranteed by anyone employed by a reputable Institution who shall provide proof